As a business owner, you have so many different aspects of the business you have to think about both big and small. Everything from cash flow to employees to office supplies. It can be overwhelming if you are not prepared or if you do not have a good tracking system.....

The auto finance industry in general represents $55 billion in loans to consumers each year, according to Experian in 2012. The sub-prime market segment contributes about half of this financing and is growing each year. The profitability of these loans has provided a higher margin than non-subprime lending because of....

There used to be a philosophy that Buy Here Pay Here industry was focused on selling to customers near the dealership so that every time they get paid, they will come and make a payment on their loan. Those who live more than a 30 minute drive from the dealership....

Under Florida Statute 559.905, Auto Repair shops are required to provide customers with a written motor vehicle repair estimate if the final bill will exceed $100.00. This written estimate is to be given to the customer before any diagnostic work or repair is done. There are certain criteria that must....

Customer feedback is essential to every business. Obtaining consumer insight is an invaluable opportunity for your company to identify areas in need of improvement. This coupled with your positive responses to expressions of dissatisfaction is the recipe for a successful business.   It's important to know what's going on with....

BHPH dealers need every advantage possible when they are trying to survive in an industry that is heavily regulated, lends money to high risk borrowers, and is packed with competition. This is why many BHPH dealers are starting to take advantage of telematics technology, by installing GPS tracking and/or starter-interrupt....

Effective October 1st, 2014, Auto Dealers in North Carolina need to be wary of the taxes due at signing. Under Section 34.29 of Senate Bill 402, Dealer Admin and Doc fees are now taxable as are any other fees described in GS 20-101.1 (administrative, origination, documentary, procurement, or other similar....

Traffic increases during this time of the year because of tax returns. Customers are coming in with cash to cover high down payments and they are trying to buy luxury cars, but are they really qualified for the car they are trying to purchase? Are customers behind on their payments....

It's been reported that Equifax, Inc recently reviewed two groups of consumers with Equifax Risk Scores below 550.  Equifax found that over a three year period, consumers who originated a sub-prime auto loan showed a significant increase in their credit scores than those consumers that did not obtain a loan. ....

Reviewing a credit report can be a lot like reading a book in a foreign language; if you don’t understand the language, the point will be missed. Thankfully when pulling credit reports in Deal Pack Pro, E-CBI decodes the report into a much more reader friendly format. That being said,....