Simplify and increase access to capital

Guaranteed Funding

  • CAR Financial Services Floor Plan provides a line of credit customized for their needs.
  • CAR's pricing rewards the efficient dealer who can turn their inventory.
  • Access to other CAR services provides a complete support structure from floor plan, to servicing, to capital and receivable cash flow alternatives.

Capsa Funding Portal

  • Capsa Funding Portal connects dealers and lenders to provide preapprovals and instant funding for point of sale, seasoned, or portfolio purchases, floorplans, and consumer loans. Improve profits and processing time with fewer staff.
  • Its loan origination tools can automate preapproval, acceptance, or rejection based on dynamic scoring models and integrations, enabling lenders to fund deals in real-time. Automated scoring helps to make dynamic underwriting decisions at scale.
  • When a deal is accepted, securely transfer all information, including electronic documents and stips stored in the DLJ Digital Document Vault, from the seller's DMS to the buyer's LMS.
  • Create a completely automated experience for dealers, lenders, and consumers – from lead origination (automates credit app, scoring, decision-making, messaging, campaigns, and workflows) to desking, e-signing, instant funding, and servicing.
  • By minimizing human touch and third-party exports, increase security and reduce legal risks related to consumer data, but also ensure business is conducted in an expedient and compliant manner.
  • Enhance operations and eliminate friction in the customer experience, providing users incredible performance improvements from smart automation.