Going paperless starts with DocuSign!
By Amir Dabiri - October 23, 2014

Does your dealership want to start becoming paperless because they are concerned about “going green”? Does your dealership want to get rid of those paper documents to clear up some closet space? Well, DocuSign might just be the easiest, most affordable way to begin going paperless in your business. It....

E-Business: Pros and Cons to running your dealership online
By Amir Dabiri - September 25, 2014

One of the latest trends in the car industry is e-business. E-business refers to running your company completely online. When it comes to selling cars online, it can be profitable but difficult. As with any business model, e-business has its pros and its cons. E-business involves setting up a website....

Important reasons why your BHPH operation should start looking at leasing
By Amir Dabiri - September 11, 2014

The used car leasing industry is growing at a remarkable rate. More dealerships are quickly adding leasing to their already existing Buy Here Pay Here operation and some are just outright switching. Why? Because there are so many benefits that come along with leasing.   The first advantage to leasing....

Financial Structure for a Growing Dealership
By Amir Dabiri - September 8, 2014

The story of a BHPH dealership or finance company can be seen in a set of their financial statements. Strong financial statements are not determined by the reputation of the company but by having information that is accurate and easily understood. A growing company will benefit greatly by having basic....

Putting the Customer in the Right Vehicle at the Right Price
By Amir Dabiri - September 4, 2014

It’s very important to know your prospective customers and help them find a car they can afford. There are features available within Deal Pack Pro that help you put your customers in the right vehicle at the right price and keep them in their cars making their payments. Below is....

Accounting for Operating Leases: Part 4- Accounting for Lease Repossession
By Amir Dabiri - August 14, 2014

It’s clear that leasing is growing as a business in the Buy Here-Pay Here (BHPH) industry, and with dealers jumping into leasing for the first time, it is essential to understand how to account for leasing activities on the books. With operating leases, lessees are contracted to use the asset,....

What is an adverse action letter, and when should it be sent?
By Amir Dabiri - July 24, 2014

Auto dealers are subject to the requirements of both the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA). Both laws share the same intent: to protect the consumer. The ECOA’s purpose is to ensure that any entity that extends credit does so “with fairness, impartiality, and....

What is the difference between a convenience fee and a surcharge fee?
By Amir Dabiri - July 21, 2014

At least once a month I get a call from someone stating that they don’t understand what a convenience fee is vs. a surcharge fee.   Convenience Fees are only allowed on Card Not Present Transactions. Now what does that mean?  What that means is you are offering a convenience....

What is a Collateral Exchange?
By Amir Dabiri - July 2, 2014

In a Buy Here Pay Here Dealership a collateral exchange is a transaction that takes place quite often. A collateral exchange refers to one vehicle being substituted for another vehicle for a customer. In most states, this agreement does not change any other aspect of the original Retail Installment Contract.....

Effective Inventory Management: Get rid of those cars sitting on the lot for too long!
By Amir Dabiri - June 30, 2014

The most effective profit generator in the dealership business is high asset turnover. If vehicles are staying on the lot for longer than 60 days, it is time to start thinking about a new strategy. The first place to begin is physical inventory. It is important to get a count....